Your Path to Buying a Home in 2021!

Blog Post Image
Real Estate

Your Path to Purchasing Your Home


If  you have been on the fence about buying,  downsizing, or up sizing, now is the time to do it.

With interest rates as low as they are, it just makes sense.  Believe it or not they are still in the 3's!

The Federal Housing Finance Agency announced a new baseline conforming loan limit for Fannie Mae and Freddie Mac in 2021. $548,250.00.  Therefore, if qualified, you could purchase a home up to 548,250.00 on a conventional loan and not have to jump to a Jumbo.

If you are looking into purchasing in 2021, the first step will be to fill out a loan application, if you don't have a Loan Officer, I would be happy to recommend several.  Make sure you keep all of you account current, and don't go out and make any large purchases. Please don't change jobs, close any credit accounts, apply for any new credit, or co-sign on any loans.

Once you have applied for your loan, you will need to provide a photo ID, Pay stubs for the last 30 days, Most recent 2 years of W-2's and 1040 tax records.  Gather all your most current bank statements, retirement statements, and your lender will need a purchase contract.

If you would like to meet with us and get started on the Home Buying process, email us at up on my website at and I will get you going!  I will be happy to help you through the whole process all the way to closing.  And if you need to sell your home, I can do that for you too.